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Answers to Common Inquiries

Frequently Asked Questions

Get your game on: answers to all your money moves!

Sure Sports is neither a direct lender or a broker. Sure sports operates and manages a network of lending partners throughout the United States. We are an underwriting and servicing company that provides these services for our lending partners. As an athlete, you understand that competition makes everyone perform better, and that applies to our lending partners who are competing for your business. They aim to offer lower rates and fees to earn your business.

When working directly with a lender, your options are limited. When working with Sure Sports, your options are limitless!

Working with Sure Sports gives you access to a network of trusted and experienced lenders who specialize in serving professional athletes. Aside from having more options, perhaps the biggest benefit of working with Sure Sports is our ability to work seamlessly with both private lending partners and banking partners, allowing us to move loans funded by private lending partners to banking partners. This saves our clients significant amounts of interest expenses over the course of the loan.

The Sure Sports lending network is highly competitive, which means that lenders offer us better loan terms to secure your business. This includes lower interest rates and fees than what they would normally charge. Therefore, the total fees and/or closing costs are often more affordable than going directly to a lender.

We have many financing products designed exclusively for professional athletes including, Contract Loans, Pre-Draft Loans, McKenzie Mortgage®, Automobile Financing, HELOCs, Insurance Premium Financing, Free Agent Loans and Arbitration Loans. Typically, Sure Sports offers unsecured loans, which means they require no collateral.

To apply for an athlete loan, click on the Request Financing button below or contact us directly at 954-620-7038 and provide Sure Sports with the player’s professional player contract.

We provide financing options only available to Professional Athletes. Players under contract or with an imminent contract with the NFL, NBA, WNBA, NHL, MLB, MLS, golf and auto racing are eligible for financing. We pride ourselves on our ability to deliver products designed specifically for professional athletes that cater to their unique needs.

Professional athletes under contract with the National Football League (NFL), Major League Baseball (MLB), National Hockey League (NHL), National Basketball Association (NBA), Women’s National Basketball Association (WNBA), or Major League Soccer (MLS). Additionally, players entering the current year’s NBA, NFL or NHL Draft.

We rely primarily on the athlete’s contract to determine the viability of the loan. We do check the borrower’s credit on all loans, but there is no credit score requirement.

We lend up to 30% of a guaranteed contract and 10% of a non-guaranteed contract. The largest contract loan we have secured to date is $10,500,000.

Many factors, such as the product type, are considered in determining the interest rate for your credit request. The competitive marketplace we established ensures we can provide some of the lowest rates in the industry.

Borrowers have the option to pay the outstanding principal balance of a loan in advance of the due date at any time. There is no prepayment penalty.

We rely primarily on the athlete’s contract to determine the viability of the loan. We take into consideration the borrower’s credit history, purpose of the loan and ability to repay the loan.

Professional player contract, paystubs, bank statements, tax returns, personal financial statement and driver’s license. Other documentation may be required. For rookie athletes, we understand that many of these documents are not available, and we can make an exception.

Yes. As long as the player has a professional player contract with the NFL, MLB, NHL, MLS, WNBA, or NBA, the player will qualify for a loan.

Our loans are catered to our clients’ needs based on a variety of factors. Some of these influences include how quickly you need the money, the length of your professional player contract, the amount of guaranteed money on your contract and the league you are in. We take great pride in offering flexible solutions specifically designed for each client’s needs.

Once loan documents are signed, loan proceeds are wired within one business day to an account you designate.

If you have repaid your loan in a timely manner, you are eligible to reapply for another loan.

It depends on the type of product. Generally, our contract-based loans are not reported to the credit reporting companies, but a UCC-1 is filed.

All information is strictly confidential and will only be used to determine your need for and ability to repay this loan.

We can consolidate your credit so you make one payment to one creditor. We can secure a rate that is lower than what you are paying, reducing your monthly payments and making it easier to repay the debts.

Your Sure Sports Client Services Associate will schedule a time for you to sign the closing documents. We have mobile notaries nationwide who will meet at your designated location. The notary will bring all the necessary paperwork for signature, and you will be expected to bring a government issued photo identification. A Sure Sports Representative will be available via video conference to explain the documents you are signing. You can request your agent, attorney, financial advisor or trusted representative join the video closing or join in person. The entire process usually takes less than 15 minutes. Once the documents are executed, the funds will be wired to an account you designate. Sometimes the loan can be funded the same day and sometimes the following business day. An electronic copy of the fully executed documents will be emailed to you.

We receive loan requests for everything from funds for off-season training to financing passion projects such as building a school or training facility in the athlete’s hometown. We can provide financing for a host of purposes.

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